1. What is pre-approval, and why is it beneficial?

2. What documentation is typically needed to apply for a mortgage?

3. How long does the mortgage approval process usually take?

4. What is the role of a mortgage underwriter?

5. What are closing costs, and what do they entail?

6. What is private mortgage insurance (PMI), and when is it required?

7. What are origination fees, and why do they exist?

8. What are discount points, and how do they work?

9. How can I estimate my closing costs before applying for a mortgage?

10. What happens if I miss a mortgage payment?

11. What steps are involved in the mortgage application process?

12. Are there any upfront fees associated with obtaining a mortgage?

13. What is the difference between origination fees and discount points?