FOR HOME BUYERS AND HOME OWNERS
An FHA loan offers lower credit score requirements and a down payment starting at 3.5%, making homeownership more accessible.
Secure your home with just 3.5% of the purchase price upfront.
You don't need perfect credit and can still qualify despite prior financial challenges.
Opt for either a 15-year or 30-year term for purchasing a home or refinancing your current mortgage.
FOR HOME BUYERS AND HOME OWNERS
Available with fixed interest rates over 30, 25, 20, or 15 years, a conventional loan provides stability with predictable payments for the duration of the loan.
Start your homeownership journey with as little as 3% down.
Shorter terms result in less interest paid overall, while longer terms lower monthly payments. Plus, shorter terms often come with reduced interest rates.
You can pay off your loan early without incurring additional fees.
FOR HOME BUYERS AND HOME OWNERS
VA loans provide a straightforward and cost-effective way for eligible veterans, service members, and surviving spouses to buy or refinance a home. As a VA-approved lender, we’re here to help you make the most of these benefits.
Most VA loans let you purchase a home without needing a down payment.
Qualify to buy or refinance with a credit score as low as 580.
Skip the private mortgage insurance, reducing your monthly mortgage costs.
FOR HOME OWNERS
Looking to consolidate debt, finance home improvements, or cover education expenses? A Home Equity Loan provides access to funds without affecting your current mortgage’s interest rate.
As a second mortgage, it leaves your original mortgage and its interest rate unchanged.
Avail maxium allowable equity (CLTV) up-to 110% of the Property Value.
Since it’s a second mortgage, you’ll have a new fixed-rate payment alongside your current mortgage.
United States Department of Agriculture (USDA)
An ideal program for rural low- and moderate-income borrowers, the USDA Loan Program gives an opportunity to own homes as their primary residence in qualified rural areas. Eligible borrowers may utilize funds to purchase, build, rehabilitate, improve or relocate a dwelling with 100% financing. This program provides 90% loan note guarantee so eligibility can be with no money down for qualified buyers.
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