Non Agency Loan > Special Programs
Smart Loans for Smart Borrowers: Unique Solutions for Unique Needs!
Tailored financing solutions for first-time buyers, low credit scores, or non-traditional income sources.
Foreign National Program
- Max Loan Amount $4 million (or max 6 Loans)
- No FICO (Credit Score) Required
- Non-Warrantable condos allowed
- Cash Out/Rate & Term
- First Time Home Buyer OK – No Restrictions
- Up to 4 Units
- No minimum tradeline required
- Investor – Full Doc or DSCR
- Up to 80% LTV
- Gift Funds Allowed
- Interest-Only Options Available
Non Warrantable condos
- Owner-Occupied purchase to 90% LTV
- Investor DSCR to 80% LTV purchase and rate & term
- Cash-Out: Unlimited ≤60%; $500K max >60%
- Investor Concentration up to 60% (and more)
No Social Security
No ITIN
No Credit
