Non Agency Loan > Asset Qualifier Lending
Maximize Your Assets, Minimize the Paperwork!
Qualify based on assets, perfect for high-net-worth individuals or investors seeking a simplified loan process.
Features
- 110% of the loan amount, plus applicable reserves required in post-closing assets
- 100% of account statements allowed (bank statement and brokerage statements)
- 100% of stock, bonds, and mutual funds
- 100% of retirement accounts
- Business assets are allowed (50% of the required assets can be made up of business assets)
- Surrender value of life insurance and annuities
- Borrower is given an income credit of total assets/60 months for the DTI calculation
- Supplemental full doc income allowed
