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Expert Solutions in Conventional and Creative Financing
We are a full-service realty solutions provider specializing in both conventional and creative financing.
By applying practical principles of balancing expenses with liabilities, we help borrowers secure homes they can comfortably manage and sustain for a lifetime—while creating a legacy for future generations.
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Smart Mortgage & Finance Tools
Explore our calculators to make informed decisions on renting, buying, refinancing, and budgeting for your home.
Learn the Essentials of Mortgages & Financing
Empower yourself with knowledge about mortgage types, financing options, and refinancing strategies. Visit our Education page for expert insights to guide your financial decisions with confidence.
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What Our
Customers
Are Saying
“Alex Qureshi has been a huge help in navigating the current California real estate market. With interest rates rising recently, I was unsure about how to move forward with refinancing, but their team helped me understand all my options and locked in a great rate. They provided excellent advice and were always there to answer my questions. I truly appreciated their knowledge of the local market and how they helped me make an informed decision in these uncertain times. Highly recommend!”
Rakesh Kumar.
Hayward, CA
“I’ve been using Smart Financing and Realty for all my mortgage and finance needs for years, and I continue to be impressed with their level of service. They’ve helped me with everything from buying my first home to refinancing multiple times. They always take the time to explain options, and their deep understanding of the California real estate market has helped me make smart, informed decisions. I wouldn’t go anywhere else for my mortgage or real estate needs!”
DeBroy
San Diego, CA
“Smart Financing and Realty made refinancing my home a breeze! The finance team worked with me to find the best rates and options that fit my needs. I’ve been through a few mortgage processes before, but this one was by far the smoothest and most efficient. Their knowledge of California real estate is unmatched. I felt like I was in good hands every step of the way. Will definitely be coming back for any future needs!”
Alex Mazloom.
San Deigo, CA
“I recently had the pleasure of working with Mr. Alex (Azhar) Qureshi, and I’m so glad I did! He helped me secure a fantastic mortgage rate and made the entire process smooth and stress-free. His responsiveness and willingness to answer every question I had set him apart from other loan officers I’ve worked with. He truly cares about his clients and goes above and beyond to ensure you get the best deal. If you're in need of a loan officer who is both knowledgeable and reliable, I highly recommend Mr. Qureshi!”
Frank Alvin
Fresno, CA
“I refinanced my home with Alex Quereshi, and it was a fantastic experience! Their team helped me secure a lower interest rate, which reduced my monthly payments and will save me thousands over the life of my loan. They were professional, knowledgeable, and guided me through the entire process with ease.”
Bushra
Fresno, CA
“Alex was an absolute pleasure to work with. He went above and beyond to ensure I understood every step of the mortgage process. He was quick to answer all my questions and found me a fantastic rate. I’m so happy I had him on my side during this process!”
Kalyani Basetti
Escondido, CA
“I’ve been working with Smart Financing and realty for the past few months, and I couldn’t be more satisfied with the level of service and expertise they provide. The mortgage process was seamless, and the team helped me understand every step along the way. As a first-time homebuyer, I really appreciated their patience and thorough explanations. They truly know the California real estate market inside and out. Highly recommend!”
Usman Yusuf
San Diego, CA
“Smart Financing and Realty certainly has a knowledgeable team, and they helped me refinance my existing home so that I could get into another home. I would alway work with Team Qureshi for all my future Mortgage Needs.”
Shahzad Shahid
San Diego,CA
“I can’t thank Smart Financing and Realty enough for helping me find my dream home! Their real estate team knows exactly what to look for in California’s competitive market, and they guided me through every phase of the home-buying process. The mortgage side was just as impressive. They found me the best loan options and worked tirelessly to get everything finalized on time. If you’re looking for a reliable and knowledgeable team for mortgages, finance, or realty, these are the experts to trust!”
Sukhee Baseti
Fresno, CA
“I couldn’t have asked for a better experience than the one I had with Alex at Smart Financing and Realty. He was extremely knowledgeable and made sure I understood every part of the mortgage process. Thanks to Mr. Qureshi and his team.”
Shama & Irfan Baig
San Diego, CA
“I couldn’t have asked for a better experience than the one I had with Alex at Smart Financing and Realty. He was extremely knowledgeable and made sure I understood every part of the mortgage process. The website was very intuitive and easy to navigate. I also really appreciated the collaboration with C2 Financial and other trusted partners, which ensured I got the best deal possible. Thanks to Mr. Qureshi and his team, I’m now a proud homeowner!”
Sukaina Alarakhia.
San Diego, CA
“I worled with Alex Qureshi in 2023-2024 for my first home purchase. and realty for the past few months, and I couldn’t be more satisfied with the level of service and expertise they provide. The mortgage process was seamless, and the team helped me understand every step along the way. As a first-time homebuyer, I really appreciated their patience and thorough explanations. They truly know the California real estate market inside and out. Highly recommend!”